Stop chasing your udhar in a paper book.
SmartKhata keeps every customer balance, every sale and every rupee of stock in one place — on your phone and on your desktop. Send a WhatsApp reminder and get paid without the awkward phone call.
Free 30-day trial · no card required · English, සිංහල, தமிழ்
Where shop owners quietly lose money.
None of this is a software problem until you try to do it on paper.
The credit book never balances
Entries in three notebooks, two of them at home. When a customer disputes a balance you have nothing to show them.
You forget who owes you
A Rs. 2,000 debt from four months ago is money you have already written off in your head — without ever deciding to.
Asking for money is uncomfortable
So the call never happens. Debt ages, and the older it gets the less likely it is to come back.
Stock is a guess
You find out an item ran out when a customer asks for it. Slow movers sit on the shelf tying up cash.
No idea what a good week looks like
Cash in the drawer is not profit, and without a record you cannot tell the difference.
What SmartKhata does
One ledger every entry lands in, a bill that updates stock as you ring it up, and a reminder your customer can open as a statement link.
One app. Every part of your shop.
The credit book, the till, the stock room and the follow-up — all writing to the same set of numbers.
Numbers you can act on, not a spreadsheet.
Open the app and the first thing you see is what you are owed, what you owe, and what is in the drawer.
The counter is not a desk.
The whole khata in your pocket — for iPhone and Android. Record a credit sale while the customer is still standing there, and it is on your desktop by the time you sit down.
Works without signal
Record sales, credit and payments offline. Everything syncs the moment you are back on data — a dead zone at the counter never stops you serving a customer.
English, සිංහල, தமிழ்
The whole app switches language, including the reminder messages your customers receive. Whoever is at the counter reads it in the language they think in.
One account, every device
The same books on the phone and on the web. Bill from a phone at the counter and do your imports and reports on a desktop later.
The apps are in review. Until they land, the web app runs in any phone browser — sign in and add it to your home screen.
Up and running this afternoon.
No installation visit, no training day, no card.
Sign in with your email
We send a 6-digit code. No password to invent, no password to forget.
Add your business
Name, phone, and what kind of shop you run. Your trial starts here — every feature unlocked for 30 days.
Bring in your customers and items
Add the names you already give credit to, with their current balance as the opening entry. Import your item list from a spreadsheet.
One price per shop. Every feature included.
Every new business gets 30 days with everything unlocked. After that, keep the free plan or pick a paid one — nothing is deleted either way.
Or Rs. 10,800 a year — Rs. 900 a month.
- Everything in Free
- POS billing & invoices
- Stock & inventory with bulk import
- WhatsApp & SMS reminders
- Analytics & receivables aging
- PDF export
Free for 30 days first. No card required.
The questions we get asked most.
Do I need a credit card to try it?
No. You sign in with your email, add your business, and the 30-day trial starts immediately with every feature unlocked. We ask for payment details only if you choose a paid plan.
What happens when the trial ends?
Nothing is deleted. Your business drops to the Free plan — the credit khata and cash book keep working exactly as before. POS billing, reminders, analytics and PDF export lock until you pick a paid plan.
Can I bring in customers I already give credit to?
Yes. Add the customer and record their current balance as the opening entry. From then on the ledger keeps itself.
Your credit book, finally adding up.
Start free for 30 days. No card, no installation, no sales call.