Retail shops
The problem
Regulars buy on credit all month and settle on payday — and the notebook is the only record.
In SmartKhata
A ledger per regular, a bill that posts to it automatically, and a WhatsApp reminder a few days before payday.
Solutions
The same ledger, shaped to your kind of shop.
Pick your business type when you sign up and SmartKhata starts with categories and defaults that fit — you are not staring at an empty app.
In short
Pick your business type at sign-up and SmartKhata starts with categories and defaults that match it. Below is the specific problem each type usually brings, and what the app does about it.
Grocery & mini marts
The problem
High volume, thin margins, and fast movers that run out without warning.
In SmartKhata
Fast tap-to-bill, stock that comes down as you sell, and a top-items view so you reorder what actually moves.
Pharmacies
The problem
Long item lists, repeat customers, and bills people need to keep for claims.
In SmartKhata
Bulk-import your item list once, then issue numbered invoices you can share as a PDF.
Restaurants & cafés
The problem
Table after table at peak, and a bill that has to be right the first time.
In SmartKhata
A product grid built for speed, so whoever is on the floor can ring up a table in seconds.
Wholesale
The problem
Nearly everything goes out on credit and the receivables list only grows.
In SmartKhata
Receivables aging that shows which debts are going bad, and scheduled reminders that chase them for you.
Hardware
The problem
Hundreds of SKUs, many priced per unit, and cash tied up in slow movers.
In SmartKhata
Cost and selling price per item, stock movements you can trace, and a cash book that shows where the money went.
Services
The problem
You invoice after the work, then spend weeks following up.
In SmartKhata
Issue an invoice, watch it sit in the due list, and send a statement link instead of a third phone call.
Not on the list?
If you sell on credit, it fits.
The business type only sets your starting categories — nothing is locked to it, and you can change it later from your business settings.
Your credit book, finally adding up.
Start free for 30 days. No card, no installation, no sales call.